Real Estate Huntsville Alabama Northcutt Realty homes houses Huntsville Alabama

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Mortgage Qualification Tool

Note, the required salary must meet the following two conditions:

the monthly salary must be greater than 33% of the sum of the monthly mortgage and monthly tax payments.
the monthly salary must be greater than 45% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.

Also note that these ratios can be way off depending on variations in personal situations. If you want to get actual information for the many specialty programs available in Alabama for first-time home buyers and programs that are available only in Alabama, contact Northcutt Realty.

Desired Mortgage		Desired Mortgage for new home
Years of Mortgage		Total Number of Years on Mortgage
Yearly Mortgage Rate (%)		Interest Percentage of Mortgage
Yearly Property Taxes		Property Taxes on your new Home
Other Debt.		Other Yearly Debt (School, Car, ...)

	Summary
Mortgage Payments	Total Payments	Required Salary

DISCLAIMER: Calculations by this tool are believed to be accurate but are not guaranteed. Any redistribution of information found at this site is strictly prohibited.

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Phone: (256) 883-0405
Home: (256) 852-5524
Cell: (256) 508-0270
Email: info@northcutt.com

Century Office Center - Suite 524

Huntsville, Alabama 35802